⚠️ Note: Rates and limits shown are indicative and based on rules at time of publishing. Government rates, tax slabs, and limits change periodically — please verify current figures from official sources before making financial decisions.
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NPS Calculator India – National Pension Scheme
Calculate your NPS maturity corpus, lump sum withdrawal, and expected monthly pension at retirement (age 60). NPS offers tax benefits under Section 80CCD.
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NPS Formula
Corpus = P × {[(1+r)ⁿ−1]/r} × (1+r) Lump Sum = Corpus × (1 − Annuity%) Annuity Corpus = Corpus × Annuity%
Frequently Asked Questions
At least 40% of the NPS corpus must be used to purchase an annuity (regular pension) at retirement. The remaining 60% can be withdrawn as a tax-free lump sum.